My journey with money began at the kitchen table. My mother, a single parent, made financial literacy a part of my life at a young age. I can vividly recall her sitting at the kitchen table, carefully balancing her checkbook. It was in these moments, we had our “money talks”. She would teach me the importance of budgeting, saving for the things I loved, and the power behind knowing where my money was going. I didn’t know it then, but that early introduction into the often intimidating world of money would be what sparked my passion.
But here’s the truth: It’s much easier to know what to do, than to actually do it…
In adulthood, that ugly truth hit me. Despite a steadily rising income, I was living beyond my means. I booked trips that I couldn’t afford, treated myself to nice restaurants, and enjoyed expensive nights out in the city often. I thought, I make good money, I should enjoy it! I was spending money without any awareness of where it was all going. Before I knew it, I was staring at a mountain of five-figure credit card debt. I felt trapped, overwhelmed, and even guilty, for living the life I wanted, and I thought I could afford. I had lost control, and knew I needed to make a change.
In that moment of realization, I remembered those kitchen table lessons, the simple, yet powerful truths my mother had taught me. So I went back to the basics, and I built a plan to take control of my finances. Within the next three years, my mountain of debt was paid off, my student loans were paid off early, I grew a six-month emergency fund, and I had a thriving retirement account. I had reclaimed my life.
Along my journey, I saw a pattern. Brilliant, capable women, trapped in a cycle of financial stress. The difference? They didn’t have the tools, knowledge, or passion that I did to make the powerful changes they wanted. That’s when SRW Financial Solutions was born.
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